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Payment Methods for a Rental Car

Payment methods when renting a car

✅ Last Update: Sep 17, 2024 @ 7:15 pm

Renting a car in New Zealand is a popular choice for freely travelling anywhere and freedom camp in unique spots.

 

Understanding the various payment methods available can make booking a car rental smoother and more efficient.

1. Credit Cards

Credit cards are the most commonly accepted payment method for renting a car in New Zealand.

 

Major rental companies, such as Hertz, Avis, Budget, and Europcar, accept major credit cards, including Visa, MasterCard, and American Express.

 

Here are a few points to consider:

  • Security Deposit: Rental companies usually require a credit card for the security deposit. The amount is temporarily held on your card and released when the car is returned in good condition.
  • Credit Limit: Ensure your credit card has sufficient available credit to cover the rental cost and the security deposit.
  • Insurance Coverage: Some credit cards offer rental car insurance as a benefit. Check with your card issuer for details and consider this when deciding on additional coverage from the rental company.
Credit card payment

2. Debit Cards

Debit cards are also widely accepted by car rental companies in New Zealand, though there are a few additional considerations:

  • Security Deposit: Like credit cards, your debit card will be held for the security deposit. This can affect your available funds, so plan accordingly.
  • Card Restrictions: Some rental companies may restrict the use of debit cards. For example, they might require additional identification or proof of return travel plans.
  • Sufficient Funds: Ensure your debit card has enough funds to cover both the rental cost and the deposit.

 

You can also use a WISE debit card, which converts different currencies to NZD at real rates. You can use it anywhere you travel.

 

3. Cash Payments

While cash is less commonly accepted for renting a car due to security and verification concerns, some smaller, local rental companies may allow it. However, there are often strict conditions:

  • Advance Booking: You should book the car in advance and provide a credit or debit card for the initial reservation.
  • Identification: Providing multiple forms of identification, such as a passport and driver’s license, will likely be necessary.
  • Deposit Requirements: Cash deposits are typically higher and must be paid upfront.
Rental cars

4. Bank Transfers

Some car rental companies, mainly local or smaller operators, might accept bank transfers for payment. This option is more common for longer-term rentals or corporate accounts.

 

Key points include:

  • Advance Payment: Bank transfers usually must be completed in advance, often at the time of booking.
  • Processing Time: Allow sufficient time for the transfer to be processed, especially if the booking is close to your rental start date.
  • Confirmation: Always confirm with the rental company that they have received the transfer before picking up the car.

5. E-Wallets and Mobile Payments

With the rise of digital payment solutions, some car rental companies in New Zealand are starting to accept payments via e-wallets and mobile payment platforms such as Apple Pay, Google Pay, and PayPal.

 

This method can offer added convenience and security:

  • Quick Transactions: Payments can be processed quickly and securely through your mobile device.
  • Card Linking: These platforms often link to your credit or debit card, so ensure your card is set up and verified.
  • Availability: Check with the rental company to confirm if they accept your preferred e-wallet or mobile payment method.
Payment for a rental car

6. Search & Compare Rental Cars in New Zealand

By using the Travel Cars NZ search tool you can find small cars, 4WDs, campervans and motorhomes anywhere in New Zealand.

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7. Most Popular Locations for Renting a Car in New Zealand

Here’s a listing with some of the most popular locations for renting a car in New Zealand along with the companies available in each city:

  • Auckland (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Jucy, Go Rentals)
  • Wellington (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Omega, Go Rentals)
  • Christchurch (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Jucy, Omega, Ezi Car Rental)
  • Queenstown (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Go Rentals, Ezi Car Rental)
  • Dunedin (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Omega)
  • Hamilton (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Go Rentals)
  • Tauranga (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Omega, Jucy)
  • Napier (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Go Rentals)
  • Nelson (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Omega, Go Rentals)
  • Rotorua (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Omega)
  • Invercargill (Avis, Hertz, Budget, Europcar, Thrifty, Apex, Go Rentals)

8. Useful Resources about Renting a Car or Campervan

At Travel Cars NZ, we have created a lot of content over the years related to car and campervan rentals. Some of the most relevant articles you can consider checking are the following:

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Buy, sell and hire campervans and motorhomes in New Zealand with Travel Cars NZ. We also operate as a platform for tourists and backpackers to give them the best travel advice with our weekly content. Contact us today; we aim to respond within 24-48 hours.